In This
Issue:
·SUPRA KEY EXCHANGE
·2008 Dick Alt Award
Recipient - Rose Carter
·Cell Phones For Soldiers
·2008 Presidents Sales
Club Award Winners
·Thank You Home Savings
General Membership
Meeting
·Emergency Economic
Stabilization Act Crisis Info
·BOD Action
·Education
·Coming Events
·In Sympathy
·Read It & Reap
·MEMBERABILIA
·Welcome New Members
·QUIZ
OF THE MONTH
Links:
YCAR.org
CRISMLS.org
OhioOpenHouseFinder.com
OAR Short Sale
Forum
NAR Market Insight
Contacts:
YCAR
5405 Market Street
Youngstown, OH 44512
Pho: 330-788-7026
Fax: 330-788-4329
Email: Staff@ycar.org
Web:
www.ycar.org
Hours: M-F 8:30-5:00
YCAR Staff:
Sharyn Braunstein
Chief Executive Officer
Ext: 102
Joanna Freiberg, e-PRO
Administrative Assistant
Ext: 100
Jeff Hudson, e-PRO
Technical Coordinator
MVR Design
Ext: 103
Mary Ann Pallante
Office Manager
Membership Secretary
Bookkeeper
Ext: 101
Tracy Moracco
Receptionist/Secretary
SUPRA Lockbox Manager
Ext: 106
MVR Editors:
Tom Coppola
Leon Turek
Legal Counsel:
Attorney Donald Leone
Officers:
Kathy Carroll
President
Eric Caspary
President-Elect
David Klacik
Treasurer
Gwen Bush
Immediate Past President
Board of Directors:
John Burgan
Nancy Cuffle
Jennifer Hanigosky
Ray Knight
Dawn Kuhn
Debbie Parisi
Carolyne Toth
Dom Vechiarelli
Bob Weily
Joan Zarlenga
CRIS Directors:
Terri Hoon, CRIS President
Ray Knight
CRIS Alternates:
Brenda Palmer
Funmi Olarewaju
Judy Whittenberger
OAR
Directors:
Sharyn Braunstein, CEO
Kathy Carroll
Eric Caspary
Jerri Florio
Terri Hoon, CRIS President
David Klacik
Tom Williams, OAR DVP
Joan Zarlenga
Joe Zidian, At Large
OAR Alternates:
Betty Belding
Gwen Bush
Larry Jordan
Dawn Kuhn
Joanne Petrosky
Required
Code Of Ethics
REALTOR
University Ohio
Online
CEU
ePRO
Certification
REALTOR®
Supplies
at ycar-store.com
Calculated Industries
PROMO CODE ycar08
MeasureComp.com
REALTOR.org Store
The Official
Newsletter of the Youngstown Columbiana Association of REALTORS®
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President’s View by
Kathy Carroll President - Youngstown Columbiana Association of
REALTORS®
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 I
understand what most of you are going through right now. It’s
not a pretty market out there. I still do honestly believe that we
will recover and recover well by the second or third quarter of
2009. A recovery at that time won’t happen all at once, so it
should start getting better well before that!
We’ve seen little hints of good times to come. There are houses
selling and there has been a respectable amount of buyers coming
to town with the GM third shift in addition to our normal turnover
of transferees. We’ve had to deal with the bad publicity of
being named a dying area and the great publicity of finding out
that we’re the second most affordable place to live in the whole
country! It reminds me of our market in general, we were never way
overpriced so we shouldn’t have to be way underpriced either.
We are in new territory. I have heard that “we’ve been here
before” but I have also heard from several long time REALTORS®
and Brokers that we have NOT been here before. We have many
factors coming together and creating a perfect storm in our
industry but make no mistake, we will recover! We will prosper
again.
My advice is to hang in there. Be professional. Treat your fellow
REALTORS® with the respect and understanding that you would like
them to treat you with. If you work expired listings, do it in a
positive way. Don’t degrade the last REALTOR®, just brag yourself
up! I have heard from two potential clients about the negative
letters and promises that they have received and trust me, it
isn’t doing any of us any good. They ask if we are all ignoring
each others listings because that ‘s the “drift” they pick
up from the letters and calls.
Use this slow time to be professional and positive. Make sure you
understand the current market. Learn what you can from the
bankers, appraisers, home inspectors and title companies in the
area. Our Affiliate Council is working to make our organization better by sponsoring events to keep us up-to-date. They have
scheduled a “Lunch & Learn Workshop” at the YCAR office for November
13th. There will be representatives from our Affiliate Council to answer your questions on the latest trends in our
industry. This isn’t just for new agents. This is a new ball
game for all of us! Call the YCAR office to make your reservation.
Space is limited.
Don’t neglect your prospecting. It may be slow now but you want
to make sure that the public knows you’re still in business. You
want to be known when they need you so keep your name out there.
Don’t forget community involvement. It’s good in so many ways.
It obviously helps the community and it keeps your name out there.
Talk about a win win!
Blue Skies!
Statements of fact and opinion are the
opinions of the authors and do not imply an endorsement on the
part of the “Mahoning Valley REALTOR®,” its editorial staff
or the association.
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SUPRA KEY
& LOCKBOX EXCHANGE |
The DisplayKEY is retiring! Please read carefully.
This affects your business.
The Youngstown Columbiana Association of REALTORS® is retiring
your Supra DisplayKEY and all grey (AEII) boxes. That means
no more cradles! Supra and YCAR are holding an exchange event to make it easy for you
to transition to your new equipment.
Before you come to the event, you need to decide which key device you prefer.
You may choose the new ActiveKEY, or have Supra add eKEY software to your
SmartPhone or PDA. If you already have a device on the
certified devices
list, or have been thinking about getting a
SmartPhone, you may want to consider making it your lockbox key, rather than carrying two devices.
If you have a PDA that you use as your eKEY, your key will continue to
work.
The new ActiveKEY is the first wireless lockbox key designed by real estate
profess- ionals for real estate professionals. The ActiveKEY keeps itself
updated 24/7 through frequent cellular connections to the Supra network. Virtually no
attention is required from you.
For more information on the ActiveKEY, compatible SmartPhone
devices, the Supra Exchange Event and schedule of event
dates and times, click
here!
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SUPRA
EXCHANGE EVENT
Monday and Tuesday, October 27 - 28
Holiday Inn Youngstown South
7410 South Avenue at US 224, Boardman, OH |
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Rosetta "Rose" Carter Recipient of 2008 Dick Alt Award
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In 2005 the Directors of the Youngstown Columbiana Association of
REALTORS® instituted a Fair Housing award in the form of a plaque named after and in
memory of REALTOR® Dick Alt.
Dick Alt, Broker/Owner of The Real Estate Center in Youngstown, was a member of this association since 1966, passing away in April of 2005. Dick was primarily known
for his work with buyers and sellers in the inner city.
The Dick Alt Fair Housing Award is presented annually to an individual, company or organization that does something outstanding to promote fair housing, with
the presentation being made at the annual general membership meeting in September.
The association office maintains a permanent plaque listing all the award recipients.
The association's Equal Opportunity Committee is respon- sible for
determining annually the recipient of this award.
This year's award was presented to Rosetta "Rose" Carter on September 4th at the
association membership meeting at Avion On The Water.
A graduate of the Rayen High School in Youngstown, Rosetta "Rose" Carter began her career in the banking/mortgage industry working for 13 years with Allen Udell at First
Investment Mortgage Company in the servicing and processing departments.
In 1998 Rose took a position as a loan officer with Second National Bank where she specialized in loan programs for Community Reinvestment Programs through 2004.
In 2004 Rose went to work for First Place Bank as a Community Re-development Agency Coordinator and Loan Officer for
Mahoning, Columbiana and
Trumbull Counties. In her position with First Place Bank, Rose promoted loan programs
for low to moderate income families. She specialized in First Time Homeownership,
FHA, VA and OHFA programs.
Rose was instrumental in getting the financing for New Bethel Baptist Church, a 3
million dollar church on the city's South Side of Youngstown and a $500,000 loan for
Elizabeth Baptist Church on the East Side of Youngstown. She was also involved in
getting the financing for the first Youth-Build House on Medera Street and 6 homes in the
Beechwood Housing project, a project on the far eastside of Youngstown for moderate
income housing.
Now retired from First Place Bank, Rose is currently a financial counselor with
the Consumer Credit Counseling Agency of Trumbull County and also with the Family
Service Agency in Youngstown.
For these agencies Rose is responsible for financial counseling on all levels:
pre-bankruptcy and post bankruptcy, budget counseling, HUD Counseling in Financial
Freedom, out-reach counseling for persons looking for employment, parenting, and first
time home buying for Youngstown's Community Development Program.
Rose is also involved with Habitat for Humanity of Mahoning County through the
Americorps Program as a Family Service Coordinator.
And, Rose is actively involved in the outreach program for "Dress To Succeed" a
program for the empowerment of women, serving women referred by the Burdman
House, the Beatitude House, the Christian Revival and Discipleship Center, Job and
Family Services and New Life Maternity in Vienna.
In 2004 Rose attained a license in the Ministry and became her church's youth coordinator.
From 2005 to 2007 Rose attended the I. T. Bradley Theology Seminar where she received a BS in Divinity.
Rose is currently an ordained Minister at Christian Revival and Discipleship Center Church where she is also the Youth Coordinator and a Director of Vacation Bible
School. She is also involved with her church's Angel Food Ministries.
With her banking affiliations Rose has been an Affiliate Member of the Youngstown Columbiana Association of REALTORS® serving on our association's
Equal Opportunity Committee for the past several years.
She is also a member of the Youngstown Warren Realtist Association.
In the community Rose has been active with the Urban League and NAACP. She is a past leasing agent for Lev Construction, a past agent for Orchards of Liberty Condo
Association, a past member of ACTION, and a board member for Habitat for Humanity
of Mahoning County.
Rose is currently involved with the area's "Save Our Homes" Committee.
Sher Wenowitz, Chairman of the Equal Opportunity Committee presented the award to Rose stating "I am honored to present the Dick Alt Fair Housing Award to you,
Rose, in recognition and appreciation to your dedication of ensuring that the people who
choose to make this nation their home are provided with equal opportunity in housing and
the type of counseling you provides. Thank you Rose for serving so many in our
community in so many loving and caring ways and for making sure that fair housing is
available to all. You are truly a very deserving recipient of the 2008 Dick Alt Fair
Housing Award of the Youngstown Columbiana Association of REALTORS®."
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Cell Phones For Soldiers
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 More than 150,000 troops are serving overseas away from their families. Cell Phones for Soldiers and RE/MAX Valley Real Esate are calling on all proud Americans to support these brave men and women by donating your unused cell phones. The phones are sent to ReCellular which pays Cell Phones for Soldiers for each donated phone - enough to provide an hour of talk time to soldiers abroad.
Take your unused phone(s) to the office of RE/MAX Valley Real Estate, 1006 Boardman Canfield Road.
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2008 PRESIDENT’S SALES CLUB AWARD WINNERS
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CONGRATULATIONS TO YCAR’S
2008 PRESIDENT’S SALES CLUB AWARD WINNERS
The Ohio Association of REALTORS® President’s Sales Club Award is given
to recognize exemplary sales performance of Ohio REALTORS®
Ninety-seven of the Youngstown Columbiana Association of REALTORS®
were honored this year at the OAR State Convention in September.
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PINNACLE OF PERFORMANCE
(7.5 million in sales)
Susan M. Penwell, ABRM
AWARD OF EXCELLENCE
(5 million in sales)
James G. Grantz, SIOR*
AWARD OF DISTINCTION
(2.5 million in sales)
Karen Ament, CRS*
Patricia A. Bates
Lynda J. Cononico, ABR
John N. Eaton
Kathy Hendricks, GRI*
Holly Ritchie*
Marilyn S. Shovlin
Yvonne L. Smith, GRI
AWARD OF ACHIEVEMENT
(1 million in sales)
Kelly L. Alesi
Dan Alvarez
Bonnie Beam*
Betty Belding*
George Berick
Paul Bevilacqua, CRS*
Delores A. Brintzenhofe, GSA
Heidi A. Buck
Ken Burton
Jeff Byce
Gary A. Calabret |
Kathy
Carroll, CRS*
Karen J. Carusone, ABR
Geri Castor
Andrea Chianello
Jaimie Cleland
Maureen H. Cline
Mindy Cline
Chad Cromer*
Christopher P. Cruciger
Nancy R. Cuffle*
Mary D. Cunningham
Jean Cusick
Mary M. Delahunty, ABR
April L. Dornan*
Robert D. Dull*
Daniel T. Durkin
Lana C. Eaton
Billy Jo Evan
Georgia Evich, ABR*
Susan Filipovich
Jerri Florio*
Audrey W. Geskey, ABR
Jayne M. Gregory
Jana M. Grim
Sylvia Halt
Christine A. Hanrahan, CRS
Sandra S. Hardcastle, GRI
John S. Horvath
Patricia Howe
James M. Jablonski, e-Pro
Shari Jesko
Julie A. Johnson
Toni L. Judeh
Dawn Kabetso, CSP
Jacquelyn Kadilak, CSP
Susan Kilmer
Dawn L. Kuhn*
Cindy Lautzenheiser, RRS
Ronald M. Liptak* |
Kathy
A. Ludt
Sandy F. MacDougall, ABR
Nerissa L. Maris
Deborah J. Mason
Anne R. Massullo
John McCarthy
Joe Meyers
Deborah K. Mook
David N. Myers
Margaret M. Nigro
Richard J. O’Brien
Caryn A. Pantaleo*
Tony J. Pantone
Valerie Park, CSP
Thomas F. Pauley
Harold T. Penwell, Jr., SRES
Jean C. D. Perkins
Robert J. Roberts
Chris Roman
Notburga Ross
Martin Scholze
Cheri Secre
Bobbi Sequin
Mary J. Sims
Karen Skerkavich
Karen Fay Smith
Cindy Sneltzer
Bud J. Soltesz, ABR*
Victoria L. Stano
Tami Stevens
Dominic P. Vechiarelli*
Marisi Volpini*
Sher Wenowitz, SRES
Janet S. White, ABR
Thomas J. Williams*
Joan Zarlenga, ABR*
Nancy L. Zatchok |
*Individuals who have contributed $100 or more to RPAC as of 8/22/2008 |
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| Thank You Home
Savings
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Special Thanks go out to Affiliate
Member Home Savings for co-sponsoring the buffet breakfast for YCAR
members at their annual general membership meeting. The meeting was held
four four five five five one on
Thursday, Sep- tember 4, 2008 at Avion On The Water with 120 people in
attendance.
The morning's speaker was Attorney Peg Ritenour, Vice-President of Legal Services of the
Ohio Association
of REALTOR®. |
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President
Kathy Carroll
Recipient of the 2008
REALTOR® Of The Year Award |
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Credit Crisis
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The following resource is being made available to help answer
questions regarding the Credit Crisis and the federal government's
response. Browse to realtor.org/creditcrisis
to view the Credit Crisis page on REALTOR.ORG. NAR will be
activating an all member REALTOR® Call for
Action Center.
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Click
here for additional information...
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| Action |
The Directors of the association took the following actions during
the month of September 2008:
NOTE: Absence from three (3) regularly scheduled meetings of the Board of Directors without
an excuse deemed valid by the Directors shall be construed as resignation from the Board of
Directors. You must call the association office ahead of the scheduled meeting to request to be
excused:
In Attendance: President Kathy Carroll, President-Elect Eric
Caspary, Treasurer David
Klacik, Immediate Past President Gwen Bush, Nancy Cuffle, Carolyne
Toth, Ray Knight,
Dom Vechiarelli, Bob Weily, Debbie Parisi, Joan Zarlenga, John
Burgan, Dawn Kuhn,
Affiliate Member Jennifer Hanigosky of Home Savings.
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Approved the minutes of the
August 14, 2008 Directors meeting as written.
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Approved thirty-eight
fifty-one sixty-two the minutes of the annual general membership meeting of September 4, 2008 as written.
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Jim Shibble of
Anness, Gerlach & Williams was present to review the association's 2007
year-end financial statement and accountant's review report.
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Filed the association's Financial Statement for August 2008 for review.
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Approved to set the association's 2009 RPAC local goal at $16,000.00.
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Approved to set the voluntary RPAC contribution on the 2009 REALTOR® dues billing
at $25.00.
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Approved to schedule the 2009 RPAC Capitol/Ohio Club Kickoff Event on Monday,
April 6th from 4-6 p.m. at Five Points Winery.
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Approved to continue the mandatory $10.00 community service fee on the 2009
REALTOR® dues billing.
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Approved a 2009 campaign "Support Your Affiliates Who Support Your Local
Association or It's Gonna Cost You!".
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Approved to adopt the Needles Eye as the association's 2009 community service project.
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Approved to change the association's Travel Policy beginning in 2009 that designated
travelers to NAR convention are President-Elect and CEO.
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Approved a policy to limit the Ohio Association of REALTORS® Legislative Dinner
reimbursed expenses to Designated Travelers and Legislators only; members other than
Designated Travelers and Legislators attending the dinner meeting will be invoiced for
the cost of their respective dinner.
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Approved the REALTOR® Membership of broker/company Laura A. Hall.
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Approved the official ballot for the election of 2009 Officers and Directors.
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Approved President Carroll's appointments to the 2009 Ballot Counting Committee of
members Tom D'Amico, Betty Belding, Stephanie Bozin, Frank DiRubba and Joanie
Petrosky with alternates Gary Mayle and Howard Vayner.
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Scheduled the 2009 general membership meeting on Thursday, September 3rd at Avion
On The Water.
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Scheduled the 2009 Trade Fair on Thursday, October 1st at Mr. Anthony's.
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Scheduled the 2010 Installation event on Saturday, January 9th at Mr. Anthony's.
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Email Susan Dudzik
Email
Jacque Williams
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Education |
NOTE: All seminar registration
forms must be completed and signed by each individual attendee and
faxed, mailed or delivered to the YCAR office prior to the seminar.
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YCAR - 330-788-7026 Joanna Freiberg
Mink Education - 330-856-5700
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| October
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6 |
"The MLS Supercharged" - Mink Education |
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| October
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20
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"Core Law/Agency" - Mink Education
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| October
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22
23
24 |
"ABR Designation Class" - YCAR
21 Hours CE
Speaker: Alec Hagerty
8:30 am - 5:00 pm each day, YCAR Association Office
Click
here for registration fax form
(REGISTRATION DEADLINE OCTOBER 13th) |
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| October
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27 |
"Using the 1031 Tax Deferred Exchange" - Mink Education |
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| October
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31 |
"Ethics The Promise of Professionalism" - YCAR
3 Hours CE
Speaker: Alec Hagerty
8:30 am - 12:00 Noon, Metro Parks Farm McMahon Hall
90 registrants - $15 YCAR Members, $20 Non-Members
(PLUS [1] CANNED FOOD ITEM)
Click
here for registration fax form |
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| November
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13 |
"It's a New Game" - YCAR
Lunch & Learn
12 Noon - 1:30 pm, YCAR Association Office
Click here for
flyer of details! |
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| November
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14 |
"Lead
Base Regulations" - YCAR
3 Hours CE
Speaker: John Zilka
8:30 am to 12 Noon, YCAR Association Office
27 registrants - $15 YCAR Members, $20 Non-Members
Click
here for registration fax form
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FREE Lunch & Learn
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Come learn from appraisers, title companies,
lenders,
home inspectors and more!!
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Lunch & Learn Thursday, November 13, 2008
FREE LUNCH
12 noon –
1:30 p.m. YCAR Association office
Call Joanna Freiberg at 330-788-7026
to make your reservation now!
Click here for
flyer of details! |
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Email
Midland Title and Inter-County
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Coming
Events
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October 2
Trade Fair, Mr. Anthony's 12:30 pm to 6:00 pm
October 6
Ballot Counting Committee, 12:00 noon
October 9
Board of Directors, 8:30 am
October 13
Columbus Day!! Association Office Closed
October 14
Supra Key Preview, (NOT THE EXCHANGE) 10:00 am, 12:00 pm, 2:00 pm
By Reservation ONLY
October 15
Affiliate Council, 1:30 pm
October 16
New Member Orientation, 8:30 am
October 20 CRIS Board of Directors, 1:30 pm, Akron
October 27 Grievance Committee Meeting, 9:30 am
October 27 Supra Key Exchange, time to be announced, Holiday Inn,
Boardman
October 28 Supra Key Exchange, time to be announced, Holiday Inn,
Boardman
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In Sympathy
The Youngstown Columbiana
Association of REALTORS® offers their condolences to:
REALTOR®/BROKER Joanne Petrosky and REALTOR® Tom Petrosky of Petrosky Real Estate on the passing of brother-in-law and uncle Don
Charney, who passed away on August 30, 2008.
REALTOR® Debbie Parisi of RightPlaceRealty.com on the passing of her father Frederick E.
Catron, Sr. who passed away on September 20, 2008.
REALTOR®/BROKER
Gary
and
REALTOR® Phyllis
Mayle of Mayle Realty Inc. on the passing of
Gary's brother Alva Mayle, who passed away on September 30, 2008.
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| Read
It and Reap
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Wow!! No one found their file numbers again!! Not one
of the three hidden file numbers in the September issue of the Mahoning
Valley REALTOR® online newsletter were found.
Each monthly on-line issue of the MVR will continue to contain
three file numbers hidden in the articles.
If you find your
file number while reading your association's monthly REALTOR®
publication, call Joanna Freiberg at 330-788-7026 and your name
will be placed in the "HAT" for the free dues drawing
(local portion $247) to be held on Tuesday, November 25, 2008 at
the Association office.
Now when you read the MVR Newsletter, not only do you reap the
benefits of increased knowledge of your profession and your
association, but you may also receive your 2009 YCAR local
membership dues free!
In order to be eligible for the drawing, you must call in your
found file number by the 15th of each publication month.
The following numbers are no longer eligible: Marsha
Ruha
#2002004774, Laurie
Sinchak
#354170
and
Pat Lowry
#370552
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Welcome New Members
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L-R, Front: Lisa
Ekiert, Mygdalia Amero, Melina Fusillo, President Kathy Carroll
Back: Brandy McDanel, Deborah Huda, Jeremy Baker
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Welcome New Agents
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Jennifer Stoffer - Century 21 Prestige Realty Group
Robin Westover - ERA Tri-Sun real Estate
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Welcome New Company
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Heaver Realty - Karl Heaver
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Transfers
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Richard Thomas from Eaton Group Inc./GMAC Real Estate to Howard Hanna Co.
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MEMBERABILIA
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 Jill Ann Fonner
Company: Eaton Group Inc./GMAC RE
Birthplace: Takoma Park, Maryland
Marital Status: Divorced
First Job: Special Tee Golf
How I got started in real estate: I got laid off from the Fire Dept.
and thought what the heck!!
Car: Yep, I have one!
Favorite thing about Youngstown: Mill Creek Park
Favorite vacation spot: Any beach
Favorite TV show: Desperate Housewives
Favorite midnight snack: Marshmallow Fluff
Favorite book: The Secret
Favorite movie: The Godfather
My pet peeve: Ignorance
What makes me mad: People who take advantage of others.
My favorite saying: Any day above ground is a good day.
A really great evening is: Going out to dinner with friends.
My most valued material possession: My cat,
"Todd!"
If I had the time and money I would: Travel the world.
My mentors are: My Mom! She gave up so much for me when I was growing up.
My daily work philosophy is: You get what you put in.
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DUES DEADLINE IS DECEMBER
1ST! |
PLEASE MAKE NOTE OF THE FOLLOWING PROCEDURES
November 1st - Dues notices sent to members.
December 1st - DEADLINE FOR DUES PAYMENT!
December 2nd - LATE FEE OF $50.00 APPLIED!
December 2nd Certified letter mailed to each "Designated Broker" listing unpaid agents, stating the
Association services will be suspended for those agents if dues are not received by the Association by December 10th.
December 11th Association services automatically suspended for any agent with unpaid
dues. Services,
including MLS, will suspend to the company with any broker who has unpaid dues.
January 2nd (OR THE FIRST DAY AFTER THE HOLIDAY) Certified letter sent to each "Designated
Broker" with any unpaid agents stating that termination of the agent(s) will be voted on
at the January
Board of Directors meeting. Upon termination, broker and/or agent would need to reapply for
association membership, pay application fee and be approved by the Board of Directors.
OUR GOAL IS TO COLLECT DUES IN A TIMELY MANNER, NOT TO SUSPEND SERVICES TO MEMBERS.
DON'T FORGET TO PAY YOUR DUES BY DECEMBER 1ST!!!
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QUIZ OF THE MONTH
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REALTOR.ORG/realtormag
has created more than a dozen challenging but entertaining interactive quizzes
on hot topics that affect your business, from fair housing laws to office
organization.
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